|
Deposit
Accounts
Businesses and organizations vary in
size and in need. As a KANSAS STATE BANK customer, you can choose
from a variety of commercial accounts, each with specific benefits
and features. Our KANSAS STATE BANK Financial Services
Representatives are prepared to discuss your needs and assist with
the selection of a customized financial program for your firm or
organization. You will receive image statements, giving you photo
copies of the front and back of your checks in an easy to file
format.
| Commercial
Checking Accounts
|
The
traditional checking account available to all businesses, and
organizations. Service fees are reduced or eliminated by an earning
allowance based on $0.40 per $100 average collected balance.
-
$6.00 monthly
maintenance fee.
-
15¢ per debit or
credit entry
-
6¢ per transit
or clearing item deposited.
(excluding KANSAS STATE BANK checks)
-
Check imaging
|
|
Commercial
Now Account
|
Available to sole proprietorships, non-profit organizations,
government or municipal entities. Interest calculated daily on the
collected balance and credited to the account monthly.
-
$6.00 monthly
maintenance fee if minimum balance is below $2,500.00.
-
15¢ per debit or
credit entry
-
8¢ per transit
or clearing item deposited.
(excluding KANSAS STATE BANK checks)
-
Minimum balance
to obtain disclosed APY: $.01
-
Check imaging
*The interest rate
and annual percentage yield may change, any time, at our
discretion. We use the daily balance method to calculate the
interest in your account.
The method applies to daily periodic rate to the principal in
the account each day. Interest begins to accrue no later then
the business day we receive credit for the deposit of non-cash
items (for example, check). |
|
| Commercial
Money Market Account |
An interest bearing, limited transaction account available to all
businesses and organizations. Interest is calculated daily on the
collected balance and credited to the account monthly. Tiered
interest rates allow you to earn at high rates as your balance
increases. Please visit with one of our Financial Service
Representatives to obtain current rate and APY information
-
$10 monthly maintenance fee if
the minimum balanced falls below $1,000
-
Minimum balance to obtain
disclosed APY $.01
-
Six withdrawals, including three
checks: $0
-
Additional Debits: $10.00
-
Check imaging
*The interest rate
and annual percentage yield may change, any time, at our
discretion. We use the daily balance method to calculate the
interest in your account.
The method applies to daily periodic rate to the principal in
the account each day. Interest begins to accrue no later then
the business day we receive credit for the deposit of non-cash
items (for example, check). |
|
| Commercial
Courtesy Account |
-
Minimum to open account: $100.00
-
Minimum balance to avoid monthly
service fee
-
Service fee if balance falls below
minimum
-
20 debits free, 20¢ thereafter
-
30 deposited items
free, 15¢ thereafter
(excluding KANSAS STATE BANK checks).
-
Check imaging
|
| Statement
Savings Account |
If your business or organization wants to set aside money for a
specific need, then our Statement Savings Account is for you. A
detailed statement is mailed quarterly. Interest is paid and service
fees are deducted monthly. Visit with one of our Financial Service
Representatives for current rate and APY information
-
Minimum to open account: $100.00
-
Minimum balance to avoid monthly
service fee: $100.00
-
Minimum balance to obtain
disclosed APY: $.01
-
Service fee if balance falls
below minimum: $1.00
-
First 3 withdrawals per month: $0
-
Per debit item fee after (3) :
$1.00
-
Withdrawals
limited to six per month
|
*The interest rate
and annual percentage yield may change, any time, at our
discretion. We use the daily balance method to calculate the
interest in your account.
The method applies to daily periodic rate to the principal in
the account each day. Interest begins to accrue no later then
the business day we receive credit for the deposit of non-cash
items (for example, check). |
|
 |
