6.01

APY*
%

Reward Rate on balances up to $25,000
Text Box: plus FREE ATM Fees EVERYWHERE YOU GO** Text Box: FREE REWARDS CHECKING is a completely free checking account that pays a premium interest rate on balances up to $25,000 and refunds ATM fees on a nationwide basis! 6.01% APY* will be earned on a Rewards Checking Account plus FREE ATM fees everywhere you go when you meet the minimum qualifications listed below. There are no service charges and no minimum balance to meet. It’s as easy as 1-2-3! And...if you don’t meet the qualifications to get the rewards one month… don’t worry...you still have a great free checking account...and you can try again next month! Contact an account representative at Kansas State Bank to get your account changed today! Once you have your Rewards Account, Meet these 4 Free and Easy Qualifications each statement cycle to receive Your Reward: 1. Make 10 Check Card Transactions (excludes ATM Transactions) 2. Have 1 Direct Deposit or ACH Auto Debit 3. Enroll In and Receive Electronic Bank Statement 4. Access Online Banking at least one time per cycle. Enjoy your Reward! CALL us at 866.866.3KSB Or stop by any of our locations in Manhattan, Junction City or Wichita. *6.01% Annual Percentage Yield (APY) paid on balances between one penny to $25,000, and 0.50% APY paid on all amounts above $25,000 each statement cycle the minimum qualifications are met. If the qualifications are not met each statement cycle, the account will still function as a free checking account earning 0.25% APY; however, you will not receive ATM refunds for that time period. Rates are as of February 1, 2008. Kansas State Bank may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required, however, there must be a minimum deposit of $100 to open this account. Available to Personal Accounts only. No monthly service charge. Fees may reduce earnings. **ATM refunds up to $25 (per statement cycle) if qualifications are met. 0.50%

APY*

 on balances over $25,000
0.25%

APY*

If qualifications are not met.
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